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Auto Insurance

If you own an automobile in Oregon, you are required to have insurance. The minimum coverage protects other drivers from accidents you cause. Even though it is not mandatory, many drivers choose an insurance policy with more coverage that protects them as well in the event of an accident.

Owners of cars, trucks, vans and motorcycles in Oregon must have coverage that meets the following requirements:

  1. $25,000 in coverage for injuries to a single person
  2. $50,000 in total coverage for injuries to all victims
  3. $20,000 in property damage courage

This minimum coverage is referred to as 25/50/20 and costs drivers in Oregon an average of $150 a month.